Business Cash Advance Blog

All of us at Merchant Resources International would like to wish you a Happy New Year.

As we begin a new year, we invite you to look into our services and get the funds you need to finance something fresh and new for your business. It might be new inventory, new equipment or new advertising. Whatever it is, we can provide the funds for it.

Choose a restaurant loan to finance your new restaurant startup, try a premium merchant cash advance for lower rates and your choice of terms if your credit score is 600 or higher, or choose our original merchant cash advance to get up to $500,000 for your business based on your business’s proven track record.

As the economic downturn was officially labeled a recession, many small business owners were presented with various obstacles in 2008. Some business owners saw a decrease in sales as consumers cut back on spending. Others discovered that getting a business loan from a bank was no longer an option for them, due to tightened bank lending standards.

For those business owners who experienced tough financial times in 2008, we encourage you to use a merchant cash advance to improve your business. And for those who experienced business success in 2008, we invite you to use a merchant cash advance to make your business even stronger for 2009.

We look forward to another year of providing excellent benefits and remarkable service to our existing merchants and another year of building relationships with new merchants.

Once again, Happy New Year, from Merchant Resources International.

We at Merchant Resources International would like to take this time out to wish all of the merchants that have taken advantage of our merchant cash advances and all potential merchants, a happy holiday season.

‘Tis the season for giving: A time to seize the opportunity to give to others and to delight in the joy of bringing joy to someone else.

That is exactly what we want to do for you, the small business owner. By giving you the opportunity to receive a merchant cash advance, you have the chance to increase your business’s working capital, purchase inventory and/or upgrade equipment along with many, many other possibilities.

Whether you could best benefit from a restaurant loan for your startup restaurant, a premium merchant cash advance with loan terms of up to 12 months and significant savings, or a signature merchant cash advance for a working capital increase, we have it all right here for you.

As a small business owner, the availability of so many options will very likely bring you joy. And bringing you that joy is what we work for.

We wish you and your business nothing but the best. Happy Holidays!

Merchant Resources has a special offer for certain small business owners. The merchant cash advance has been refined to better suit qualified business owners.

Now, with the premium merchant cash advance, small business owners can choose loan terms of up to 12 months and get the lowest rates in the industry. Choosing our premium merchant cash advance over competitors can save a small business owner thousands of dollars!

Premium cash advance repayments will still be deducted as a small percentage from businesses’ daily credit card sales, and borrowers will still be presented with the option to renew their funds once they have reached 60 percent repayment completion.

At Merchant Resources International, our customers come first. The premium merchant cash advance is our way of saying Thank You!

“Brands are like beauty queens: Even the most illustrious need makeovers from time to time,” as stated in a recent online business article.

The article goes on to highlight brands such as Target, Apple and Jack in the Box, that recently underwent brand makeovers in order to differentiate amongst other similar brands, appeal to a broader market and overcome a disaster, respectively.

But brand makeovers are not just for big companies. Small business owners can benefit from making their businesses over as well.

Making your small business over may give it the boost it needs to become more successful in the long run. But like any other business venture, a makeover is not free. And in a time when securing business funds has become increasingly difficult, we encourage you to use Merchant Resources to finance your business’s makeover.

Once you apply for a business cash advance you can use the $5,000 to $500,000 that you receive in as little as two weeks, to fund all of the necessary steps of your small business’s image makeover. Whether you want to start a new and innovative marketing campaign, purchase additional inventory suitable for an expanded target market, or finance promotions in attempt to regain lost customers; the decision is up to you.

The best part is, after about four months, when your business cash advance is 60 percent repaid, you can renew your account and receive even more money to further your business’s makeover, or to use for anything else that your business may need!

The National Bureau of Economic Research officially declared the economy’s year-long downturn a recession.

“[The recession] could last well into next year or even beyond, challenging the government to devise new responses as traditional methods show limited results,” states the Los Angeles Times.

But as you may very well know, the government is not the only one forced to look past tradition and embrace innovation. Employees have had to find ways to support themselves after lay-offs, families have freed themselves of traditional standards of living in order to survive the economy, and of course, in the midst of the recession, bank business loans have become even more difficult to acquire, leaving small business owners to search for unconventional methods of business financing.

Over the past several months, as our economy has fallen into a slump, there has been an obvious need for alternative business financing options. Multiple business magazines, websites, discussion forums and blogs have cited merchant cash advances as one of the most innovative and easy-to-attain methods of business financing, especially as requirements for bank business loans have become virtually impossible to meet.

Merchant Resources International continues to fund small businesses across the country that otherwise would have been left out in the cold.

Our business cash advances hold simple requirements and are a renewable source of business financing. We encourage small business owners to take advantage of the opportunity to receive money to improve their businesses during this time of economic crisis.

Own a franchise? Want some additional cash? You’re in luck. In addition to funding a multitude of small business owners over the past five years, Merchant Resources International also provides business financing for franchisees.

Our list of funded franchises currently includes over 24 franchises such as Quizno’s, Shakey’s and McDonald’s. Franchisees who process daily credit card sales may be eligible to receive up to $500,000 to improve their franchises, regardless of the type of franchise they operate. Fast food restaurants, gyms, hair salons, automobile repair shops, sit-down restaurants, etc. may all qualify for our franchise funding program.

Ladell Steeds, the owner of one of the Quizno’s Subs ® that we’ve funded, was more than satisfied with our services. “They told me this was going to be a quick process, but I never would’ve guessed they would deposit $17,000 into my bank account in less than a week. Well they did!” said Steeds.

Merchant Resources is determined to making all of our franchisees as satisfied as Steeds. We do this by offering fast funding with no personal guarantee, a 90 percent approval rate and no UCC1 filings. Even in the midst of offering new merchants excellent service, we are still dedicated to Steeds, as creating long-term relationships with our customers is very important. Eighty-five percent of our merchants renew their merchant cash advances. That means once you, the franchisee, decide to come aboard with Merchant Resources International, you will have access to fast cash and great service for as long as you’d like.

Take a step toward improving your franchise by contacting Merchant Resources International.

Consumer cutbacks are affecting small business owners everywhere. As consumers set out on a journey to stretch their dollars, many higher end stores are seeing decreases in sales, lots of discount stores are seeing increases and the states of small businesses vary for each individual business.

“The Commerce Dept. reported that retail sales dropped 2.8% last month, the steepest decline in the 16 years that data have been tracked,” as written in a recent Business Week article. “The sales decline was led by a huge fall in auto purchases, but sales of all types of products suffered.”

With consumers monitoring their spending and banks virtually refusing to lend, we at Merchant Resources continue to make business funds available through our merchant cash advances.

Just as a reminder of how our merchant cash advances work; small business owners are able to use their customers’ Visa/MasterCard purchases to repay a merchant cash advance, which can be anywhere from $5,000 to $500,000 dollars.

A holiday gift for mom: $100 on your customer’s credit card. Dinner for the family: $40 on your customer’s debit card. The satisfaction and contentment of knowing that these purchases are repaying your merchant cash advance…Priceless.

Over the past several months, many large, seemingly profitable companies have been filing bankruptcies, and/or closing their doors, shutting down stores and letting go of countless employees.

Levitz, Linens ‘N Things, Circuit City, and Mervyn’s are only a few of the stores that have announced liquidations, bankruptcies and/or store closings.

As a small business owner, these happenings can paint a pretty bleak picture, and can cause individual small business owners to wonder what’s in store for their particular small businesses.

Will certain small businesses gain customers due to the demise of certain large companies? Or does this mean that it’s not far ahead until your small business is going down the same route?

One thing is for sure, having positive working capital and healthy cash flow, are very important when running a business and is seen in the cases of many of today’s large companies. “Levitz was unable to secure funding to keep our ongoing operations open and as a result, the company is in the process of liquidating its business,” states Levitz’s website.

Fortunately, small business owners have an advantage, as Merchant Resources International is able to make business funds readily available for small business owners who have owned a business for at least four months, process daily credit card transactions, and have at least one year remaining on the business’s lease.

Whether your business financing needs are as small as $5,000 or as large as $500,000, we can determine how much money you can receive for your small business simply by reviewing the last four months of your business’s credit card statements.

At Merchant Resources International, we look forward to helping your small business succeed.

It is known by many names, merchant cash advance, business cash advance, credit card factoring, merchant loans, etc. Whatever you want to call it, selling a business’s credit card receivables for a quick sum of cash is becoming an increasingly popular method of business financing.

It’s obvious that finding a source of adequate business financing is becoming increasingly difficult. Banks are lending less and less as they impose stricter requirements, and other types of lenders are also becoming more and more wary of lending.

This is probably why merchant cash advances have become an instant celebrity in the business world, with various sources quoting merchant cash advances as one of the best options of business financing for the merchants of today.

We invite you to use Merchant Resources International as your merchant cash advance provider. Our requirements are minimal and we allow you to renew your account once 60 percent of your balance has been paid. We want to establish a relationship with our customers, showing them that even though merchant cash advances are increasing in popularity, our merchants are the true stars.

Contact us and our funding specialists will let you in on all there is to know about the merchant cash advance and how much money you can receive for your business.

Sometimes the word frugal is received with a negative connotation. It can conjure up images of a penny-pinching cheapskate who wants to spend as little money as possible. But the reality is, as a business owner, being frugal is a valuable characteristic.

Frugality does not just consist of spending the least amount of money whenever possible. A savvy business owner has an ultimate goal of producing the greatest profit possible, and sometimes that might initially take more money, but will allow for a greater profit in the end.

Getting a business loan through a bank is usually a business owner’s first choice for business financing. And in a perfect world, a small business owner would walk into the bank with a smile and a request, and walk out with a check for the exact amount of money she needs for her small business. But snap back into reality, and you’ll realize that many small business owners simply do not qualify for a small business loan, and as banks tighten their lending practices, landing a business loan through a bank is only getting more and more difficult.

Some small business owners shy away from merchant cash advances in attempt to save money, without looking at the bigger picture. So consider the following question. Who would you rather be; the business owner who didn’t qualify for a bank loan, and chose to not get any financing for his business, saw no growth and eventually had to close his business due to a lack of financing, or the business owner who sought a merchant cash advance, a less-traditional method of business financing, but made it work for her business and saw growth and expansion as a result? The decision is up to you.

Should you decide to make a merchant cash advance work for you, Merchant Resources International is here to provide you with the funds you need. Our funding specialists will answer any questions you may have, and do whatever it takes to promote a rewarding, stress-free and profitable experience.